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Ramesh Kumar

Muthumanickaraj M

Director (Operations)

Professional Summary

Mr. M. Muthumanickaraj holds a Master of Arts in Co-operative Studies and brings an impressive 25 years of experience in the co-operative banking sector.

With a long-standing career in co-operative banking, he has developed deep expertise in financial operations, member relations, regulatory compliance, and institutional management. His extensive experience enables him to contribute valuable insights into strengthening operational efficiency and ensuring sustainable growth.

He is widely respected for his commitment, integrity, and in-depth understanding of the co-operative banking system, making him a key contributor to organizational excellence and service quality.